Credit Risk Data Analyst

Turn data into powerful decisions – become our next Credit Risk Data Analyst!

As a Credit Risk Data Analyst, you play a vital role in safeguarding Luminus from financial exposure. You take ownership of the full credit risk process – from extracting and analyzing data to translating insights into action. Your expertise will sharpen credit decisions, improve portfolio steering, and keep bad debt under control, ensuring our Retail, B2B, and Affiliate units stay on track for success.

What you’ll do

• From start to finish, you take charge of the credit risk process, transforming raw data into strategies that drive impact.
• While monitoring performance, you maintain and enhance credit risk models, dashboards, and reports to ensure accuracy and relevance.
• You deliver precise credit risk figures to business systems like Salesforce, SAP, SAS, and eRAM, making sure processes run efficiently.
• Using predictive models, you improve credit scoring and default detection across multiple portfolios.
• You optimize and automate workflows, replacing manual tasks with scalable, data-driven solutions.
• In collaboration with IT, you configure, test, and validate credit system features, guaranteeing they meet operational and risk requirements.

What you bring

• You have a Master’s degree in economics, finance, or commercial engineering, plus at least 4 years of experience in financial risk analysis or modelling.
• You combine a sharp analytical mind with strong skills in tools like Power BI, SAS, Python, or SQL.
• You thrive on turning complex technical concepts into clear, actionable ideas.
• You bring a proactive mindset, challenging the status quo to improve processes.
• You are resilient under pressure and comfortable navigating large amounts of data.
• You speak fluent Dutch and English or French.

Why join us

• You are part of a team that directly shapes Luminus’ financial resilience and success.
• You work in a data-driven environment where your insights directly influence strategic decisions.
• You grow your skills while working with cutting-edge tools and talented colleagues.

What you’ll get in return?

The energy sector is one of the most rewarding industries in Belgium with a highly rewarding compensation and benefits package:

• Competitive compensation: Attractive salary with a performance-based bonus that can be optimized to your personal preferences, plus meal vouchers.
• Insurance & social benefits: Group insurance and hospitalization coverage for the entire family. Additional reimbursement for healthcare and pharmaceutical costs.
• Mobility: Full reimbursement for public transport, kilometer-based cycling reimbursement and flexible mobility choices: you can choose between a company car or mobility budget.
• Internet & communication: Home internet covered, reimbursement for a personal mobile device with a phone subscription.
• Home Office: A fully-equipped home office, including an ergonomical ICT set-up.
• Exclusive discounts: 30% off gas and electricity after six months, discounts on energy-saving services (e.g., solar panels, heat pumps) and reduced prices on top brands, amusement parks, festivals and more.

Curious about your benefits and more? Visit our jobsite.

Luminus values e.v.e.r.y individual.

Are you looking for a workplace where you can truly be yourself, where you feel respected, supported regardless of your background, identity and unique story? Then you’ve come to the right place. Diversity equity and inclusion are not empty words for us — we grant that everyone can flourish and feel valued, so let’s build it together!

What does that mean in practice?

Do you have specific needs or require adjustments during the recruitment process or once you are hired? Let’s discuss about it and we’ll do our best to find a solution. 

Together we make the difference